MobiPay’s robust, secure, scalable agency banking solution enables banking customers to access banking services at authorized agents.
- Customers can check balances, transfer funds, pay bills, shop online or in retail, buy tickets, top up airtime, and much more.
- Banks can support more customers per branch and bring transaction costs down.
- Banks can acquire new customers in rural areas and in areas where they have limited or no presence.
- Enable financial inclusion by targeting unbanked customers
- Intuitive, easy to use solution with certified banking grade security.
Key Features
- Banking Functions including deposits, withdrawal, balance check, funds transfer, stop payment, recent transaction history, loan account, card account.
- Bill Payments including recurring payments, one time payments, and mobile top-ups.
- Person-to-person money transfer.
- Other Services include ticketing (airline, bus, train, movie) e-commerce, and retail payments.
- Option of pre-paid or post-paid e-wallet
- Application, WAP, SMS/IVR/USSD
- Seamless integration to banks Internet banking or core banking system.
Security
The Mobipay 2-Factor Authentication service via mobile phone brings the enhanced security of 2nd Factor Authentication ("what you have") to customers and businesses, ensuring safe and secure access to sensitive and confidential information. It leverages users’ personal mobile devices for generating one-time Passcode for authentication thereby providing
• Enhanced security and strong authentication resulting in reduced frauds due to identity thefts.
• Easy adoption by end-users due to familiar (mobile) user-interface.
• Reduced deployment and operational costs since MobiPay uses the user’s mobile as the token and provide authentication as a hosted service.
• Rapid deployment with live applications due easy-to-integrate web-services.
• Highly secure software implementation supported on all mobile phones
• Anytime, anywhere secure access to information needs.
MobiPay is about improving people’s lives through the provision of technologies that would drive commerce and boost trade in Africa. We believe better technologies, smartly delivered create opportunities for our customers. 
